:root{--navy:#071d35;--blue:#0d4166;--ink:#17273a;--muted:#5d6c7b;--line:#d9e1e6;--paper:#f5f1e8;--white:#fff;--orange:#ee9825;--green:#2f7158}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fbfaf7;font-family:"IBM Plex Sans",sans-serif;line-height:1.62}a{color:inherit}img{max-width:100%}.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:12px;z-index:20;background:#fff;padding:10px}
.topbar{background:var(--navy);color:#fff;border-bottom:1px solid #264057}.nav{max-width:1180px;margin:auto;padding:14px 22px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand-mark{width:35px;height:35px;display:grid;place-items:center;background:var(--orange);color:var(--navy);font:800 19px "Barlow Condensed",sans-serif;clip-path:polygon(0 0,100% 0,100% 74%,74% 100%,0 100%)}.brand b{font-family:"Barlow Condensed",sans-serif;font-size:1.25rem;letter-spacing:.03em}.links{margin-left:auto;display:flex;gap:22px;align-items:center}.links a{text-decoration:none;font-size:.87rem;font-weight:650}.links .quote{background:var(--orange);color:var(--navy);padding:9px 13px}.mobile-call{display:none}
.crumbs{max-width:1180px;margin:auto;padding:18px 22px 0;font-size:.8rem;color:#657585}.crumbs a{text-decoration:none}.hero{overflow:hidden;background:var(--navy);color:#fff}.hero-grid{max-width:1180px;margin:auto;min-height:470px;padding:70px 22px 62px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);gap:70px;align-items:center}.eyebrow{display:block;color:#f5ae4d;font:700 .75rem "IBM Plex Mono",monospace;letter-spacing:.14em;text-transform:uppercase}.hero h1{max-width:780px;margin:13px 0 18px;font:800 clamp(3.2rem,7vw,6.2rem)/.88 "Barlow Condensed",sans-serif;letter-spacing:-.025em;text-transform:uppercase}.hero h1 span{color:var(--orange)}.hero p{max-width:680px;margin:0;font-size:1.08rem;color:#d5e2eb}.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:27px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;text-decoration:none;font-weight:750;border:1px solid #fff}.btn.primary{background:var(--orange);border-color:var(--orange);color:var(--navy)}.btn.ghost{color:#fff}.hero-panel{position:relative;padding:28px;background:#0d3554;border:1px solid #365a76;box-shadow:18px 18px 0 #041427}.hero-panel:before{content:"";position:absolute;width:56px;height:5px;top:-3px;left:28px;background:var(--orange)}.hero-panel h2{margin:0 0 12px;font:800 1.7rem "Barlow Condensed",sans-serif;text-transform:uppercase}.hero-panel ul{margin:0;padding-left:19px;color:#dce8ef}.hero-panel li{margin:8px 0}
.section{max-width:1180px;margin:auto;padding:76px 22px}.section.tight{padding-top:48px;padding-bottom:48px}.section-head{display:grid;grid-template-columns:.72fr 1.28fr;gap:42px;margin-bottom:34px}.section h2{margin:0;font:800 clamp(2.25rem,4vw,3.6rem)/1 "Barlow Condensed",sans-serif;text-transform:uppercase;color:var(--navy)}.section-head p{margin:0;color:var(--muted);font-size:1.03rem}.grid{display:grid;grid-template-columns:repeat(12,1fr);gap:18px}.card{grid-column:span 4;padding:25px;background:#fff;border:1px solid var(--line);box-shadow:0 8px 25px #10233b0a}.card.wide{grid-column:span 6}.card h3{margin:0 0 8px;font:800 1.35rem "Barlow Condensed",sans-serif;text-transform:uppercase;color:var(--navy)}.card p{margin:0;color:var(--muted)}.num{display:block;margin-bottom:16px;color:var(--orange);font:700 .8rem "IBM Plex Mono",monospace}.stripe{background:var(--paper);border-block:1px solid #e0d9cc}.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 34px;padding:0;list-style:none}.checklist li{position:relative;padding-left:27px}.checklist li:before{content:"";position:absolute;left:0;top:.5em;width:12px;height:7px;border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}
.metric-row{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}.metric{padding:22px;border-right:1px solid var(--line)}.metric:last-child{border:0}.metric b{display:block;font:800 2rem "Barlow Condensed",sans-serif;color:var(--navy)}.metric span{font-size:.8rem;color:var(--muted)}
.quote-wrap{display:grid;grid-template-columns:.78fr 1.22fr;gap:46px;align-items:start}.contact-box{padding:29px;background:var(--navy);color:#fff}.contact-box h2{color:#fff}.contact-box a{color:#fff}.contact-box p{color:#d2e0e9}.contact-list{list-style:none;padding:0;margin:22px 0 0}.contact-list li{padding:13px 0;border-top:1px solid #34506a}.form{padding:30px;background:#fff;border:1px solid var(--line)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field.full{grid-column:1/-1}.field label{display:block;margin-bottom:5px;font-size:.8rem;font-weight:750}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid #bcc8d0;background:#fff;color:var(--ink);font:inherit}.field textarea{min-height:126px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #ee982533;border-color:var(--orange)}.submit{border:0;background:var(--orange);color:var(--navy);padding:14px 18px;font:800 1rem "IBM Plex Sans",sans-serif;cursor:pointer}.submit:hover{transform:translateY(-1px)}.fine{font-size:.77rem;color:var(--muted)}.hidden{position:absolute;left:-9999px}
.faq details{background:#fff;border-top:1px solid var(--line);padding:17px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}.faq details p{margin:10px 0 0;color:var(--muted)}
.policy{max-width:860px}.policy h2{margin-top:48px;font-size:2rem}.policy h3{margin-top:30px;color:var(--navy)}.policy .updated{display:inline-block;padding:5px 9px;background:var(--paper);font:600 .75rem "IBM Plex Mono",monospace}.notice{padding:18px 20px;border-left:5px solid var(--orange);background:#fff4df}.policy-nav{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}.policy-nav a{padding:7px 10px;border:1px solid var(--line);text-decoration:none;font-size:.8rem}
.cta{background:var(--orange);color:var(--navy)}.cta-inner{max-width:1180px;margin:auto;padding:52px 22px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0;font:800 3rem "Barlow Condensed",sans-serif;text-transform:uppercase}.cta p{margin:5px 0 0}.cta .btn{border-color:var(--navy)}
.footer{background:#041427;color:#c7d5de}.footer-inner{max-width:1180px;margin:auto;padding:42px 22px 24px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:42px}.footer h2,.footer h3{color:#fff;font-family:"Barlow Condensed",sans-serif}.footer h2{margin:0;font-size:1.7rem}.footer h3{margin:0 0 8px;text-transform:uppercase}.footer a{color:#c7d5de}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:7px 0}.legal{max-width:1180px;margin:auto;padding:17px 22px;border-top:1px solid #263a4d;font-size:.75rem;color:#91a4b2}.legal a{margin-left:14px}
@media(max-width:800px){.links{display:none}.mobile-call{display:block;margin-left:auto;color:#fff}.hero-grid,.section-head,.quote-wrap{grid-template-columns:1fr}.hero-grid{gap:38px;padding-top:48px}.hero-panel{box-shadow:10px 10px 0 #041427}.card,.card.wide{grid-column:span 12}.metric-row{grid-template-columns:1fr 1fr}.metric:nth-child(2){border-right:0}.metric:nth-child(-n+2){border-bottom:1px solid var(--line)}.footer-inner{grid-template-columns:1fr}.cta-inner{align-items:flex-start;flex-direction:column}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.checklist{grid-template-columns:1fr}.hero h1{font-size:3.45rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}